When buyers ask our team for the top of the coastal market — private gates, ocean views, and championship golf — the first place we show them is Hammock Dunes in Palm Coast. As a family-run brokerage since 2008, Charles Umpenhour, Inc. has walked luxury buyers, second-home owners, and relocating executives through these gates, and the appeal is obvious the moment the Atlantic comes into view.
Hammock Dunes Palm Coast is a private, guard-gated oceanfront golf community sitting on the barrier island just east of the city, roughly halfway between St. Augustine and Daytona Beach. With about 1,182 properties, two and a half miles of oceanfront, and more than five miles of Intracoastal frontage, it is one of the most exclusive addresses in Flagler County.
Quick stats
- Home prices: roughly $165,000 for villas and condos up to $1,900,000-plus for oceanfront estates
- Home types: condos, carriage homes, villas, single-family homes, custom estates
- Signature amenities: two golf courses, oceanfront clubhouse, spa, and croquet
- Setting: private, guard-gated, oceanfront and Intracoastal
- Walkability: low — Palm Coast scores around 6 on Walk Score, so plan on driving
The character of Hammock Dunes
Hammock Dunes feels like a private oceanfront resort you happen to live in. Brick-paved streets, mature coastal landscaping, and dune-line ocean views set a quiet, upscale tone that draws golfers, retirees, and second-home buyers who want privacy without leaving the Palm Coast area.
Unlike the city’s canal sections, the draw here is the beach itself and the two championship courses — this is barrier-island living, not saltwater-canal living.
Housing options
Because Hammock Dunes Palm Coast spans everything from carriage homes to custom oceanfront estates, you can enter the community at a villa price point or step up to a multimillion-dollar beachfront property. That range is unusual for a private oceanfront enclave and keeps the community more varied than buyers expect.
The area’s condos are a notable value entry, and we cover that niche in detail in our guide to Palm Coast condos for sale. HOA and club structures vary by sub-association and product type, so always review the specific dues and what they cover before you make an offer. Charles Umpenhour, Inc. pulls the exact assessment breakdown for every listing we show.
Golf and the club
Golf is the headliner. Hammock Dunes offers two championship courses — a Rees Jones layout set in natural Florida terrain and a Tom Fazio oceanfront course of genuine renown. The private Hammock Dunes Club adds oceanfront fine and casual dining, a heated pool and spa, a fitness center, tennis, bocce, and two oceanfront croquet courts.
Club membership is separate from home ownership, so factor initiation and dues into your budget alongside the purchase price. As an experienced local brokerage, we help buyers weigh those carrying costs before they commit.
Schools
Hammock Dunes is served by Flagler County Schools. Barrier-island and Hammock-area families are typically zoned for Old Kings Elementary, Indian Trails Middle, and Matanzas High School; you can confirm current campuses through the Flagler Schools directory. Always verify your exact zoning, since attendance lines can change.
Commute and location
Hammock Dunes sits on A1A with quick access to the Hammock’s beaches and a straightforward drive across the bridge to Palm Coast Parkway, I-95, and US-1. That puts Daytona Beach, Ormond Beach, and St. Augustine within easy reach for day trips and appointments. The trade-off for the oceanfront tranquility is that, like most of the Palm Coast area, it is car-dependent for errands.
Pros and cons
Pros: private gated security, oceanfront setting, two championship golf courses, resort clubhouse, wide price range, strong resale appeal at the top of the market.
Cons: club dues and HOA assessments add up, coastal insurance runs higher, and true oceanfront estates command a premium.
Who it is for
Hammock Dunes Palm Coast is a natural fit for golfers, retirees, executives, and second-home buyers who want beach, privacy, and amenities in one package. If you are still choosing between a gated golf setting and a walk-to-town beach lifestyle, our Palm Coast vs Ormond Beach comparison helps, and out-of-state buyers should read our complete guide to buying a home in Palm Coast. Learn more about our family team before you tour.
Want a private tour of available Hammock Dunes villages? Contact Charles Umpenhour, Inc. and our family will match you to the right building, course view, and price point.
FAQ
How much do homes cost in Hammock Dunes, Palm Coast?
Prices generally run from about $165,000 for villas and condos up to roughly $1,900,000 or more for oceanfront estates, with single-family homes and carriage homes filling the middle of that range.
Is Hammock Dunes a gated community?
Yes. Hammock Dunes Palm Coast is a private, guard-gated oceanfront community on the barrier island east of the city, with about 1,182 properties, miles of oceanfront, and extensive Intracoastal frontage.
What golf courses are in Hammock Dunes?
Hammock Dunes has two championship courses — a Rees Jones-designed layout in a natural Florida setting and a Tom Fazio oceanfront course — plus a private oceanfront clubhouse with dining, a spa, fitness, tennis, and croquet.
To see Hammock Dunes Palm Coast homes in person, call Charles Umpenhour, Inc. at (386) 447-4663 or reach our team through cuirealestate.com and let our family help yours find the right fit behind the gates.